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Practical Guide

Betalningsgateways

PayPal, Stripe, Klarna, Swish, Mollie och det du ska se upp med.

The main options

  • Swish: instant, trusted in Sweden, but mainly for consumer payments.
  • Klarna: buy-now-pay-later can raise conversion, fees are higher.
  • Stripe: developer-friendly, works globally, straightforward fees.
  • PayPal: widely recognised, some buyers expect it.
  • Mollie: simple European setup, multiple methods in one contract.

Watch out for

  • Monthly fees versus per-transaction fees.
  • Payout delay: when does the money reach your account?
  • Contract terms for minors and UF companies.